Report: Impact of energy efficiency on VA home loans

“Mr. Sahadi took the results of the FSEC analysis and looked at the potential mortgage impact implications of a new HERS rated, energy-efficient home versus an older nonenergy efficient home. The results of this analysis found that a home with a HERS Index Score of 61 generated significant ‘additional buying power’ from $13,000 to over $24,000 with the same income and downpayment. This additional buying power would allow a VA borrower to gain the energy savings and health benefits of a high energy performance new home with lower housing costs than an older, less efficient home.”

Freddie Mac: New Research Shows Affordable Housing Shortage Persists

“Less than 10% of rental units are affordable to renter households earning 50% of median renter income (MRI), according to new research released today by Freddie Mac (OTCQB: FMCC) Multifamily. Building on last year’s ‘Diminishing Affordability – Inescapable’ report, the new study isolates renter income to more accurately capture the availability of affordable housing to individual renters.”